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    Aven Rewards Visa, 3% on the first 10k per year, 2% unlimited otherwise, No FTF.  If you want the SUB for an additional 10k increased to 4%, you need to be referred.  So here it is, you will see the SUB once you enter your phone number and submit on the app.   You can go directly to the Aven application, code pre-entered or use the invite code MM236JH95U
            HERE

For OneAZ referral $75, use on app under promo code box, or by phone with rep  AHZ-958

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